ReInspired – Real Estate

While this article is written as a Best Practice for real estate professionals, if you are planning on selling or buying a house in the near future, you will also find this article to be very worthwhile in keeping yourself informed on expectations as outlined in current Colorado state statutes and Colorado Real Estate Commission Positions on disclosure.

In recent years, I’ve consulted on a growing number of Colorado disclosure-related lawsuits, and a disturbing pattern has emerged. Too many Sellers and brokers, even experienced ones, are treating the Seller’s Property Disclosure (SPD) as a procedural formality. Check the box, get it signed, move on.

That mindset is not only outdated, it’s dangerous.

I recall one case in particular that still serves as a cautionary tale. A Colorado buyer sued her broker for just over $85,000 after discovering significant foundation cracks shortly after closing. The seller had left the relevant section of the SPD blank. The buyer’s broker later admitted that she’d heard about the issue, casually mentioned by the listing broker in an offhand conversation, but chose not to say anything. “It wasn’t in the SPD,” she explained. “And it wasn’t my place to question it.”

The court disagreed.
Emphatically.

Why? Because under Colorado law, actual knowledge of an adverse material fact triggers a non-negotiable duty to disclose, regardless of what the seller does or doesn’t say. This wasn’t a clerical oversight. It was a fiduciary breach.

Here’s the hard truth:
If you’re still treating the SPD as your legal shield, you’re operating in a false sense of security. And in today’s legal climate, E&O coverage may not be enough to save your license, or your personal assets.

The Data Behind Disclosure Litigation

While the Colorado Real Estate Commission doesn’t publish statistics on post-closing lawsuits, national risk management data paints a clear picture. Between 60% and 90% of all residential real estate claims that surface after closing are rooted in some form in disclosure issues. The most commonly litigated allegations?

• Undisclosed water intrusion
• Mold or mildew
• Structural cracks or foundation issues
• Past insurance claims or repairs
• Roof defects or drainage problems

These disputes rarely happen in the first week after closing. They often surface months or even years later, when the paper trail has gone cold and memories get fuzzy, except for the buyer’s memory of what they were told, or what they weren’t.

Almost every case comes down to two core questions:

1. What was said or omitted in the SPD?
2. What did the broker actually know, and fail to disclose?

If those answers don’t line up, the broker is often the first one in the deposition chair.

Where Brokers Fail, And How to Avoid It

Too often, disclosure issues stem not from malice, but from a subtle erosion of professional standards.

On the listing side, the most dangerous words an broker can say are:

“Just fill out what you remember.”
Or worse:
“Here, I’ll help you fill this out.”

This well-intentioned “help” often turns into a liability landmine. If the broker downplays a known issue, or forgets to include something the seller casually mentioned over coffee, they’ve now stepped across a legal boundary. The SPD is the seller’s statement. When an broker alters, guides, or edits it, they assume responsibility for its contents, without even realizing it.

On the buy side, many brokers fail to emphasize the investigative role the SPD plays. They hand it to the buyer, say “Looks good,” and move on. But every item disclosed, whether it’s “past roof leak,” “foundation settlement,” or “repaired sewer line”, is an invitation to ask more questions. It’s a roadmap to risk, and buyer’s brokers who fail to connect those dots aren’t doing their job.

The SPD is not a green light.
It’s a starting point for due diligence.

When buyer’s brokers gloss over red flags, or fail to recommend follow-up inspections, they expose both their client and themselves to risk.

And here’s the part most brokers don’t want to admit:
Even when the buyer waives inspection or decides not to follow up, if the broker failed to recommend that follow-up in writing, they’re still exposed.

Professionalism Isn’t Just Ethics, It’s Survival

The line between carelessness and liability is razor-thin. The brokers who survive in this legal environment are the ones who document everything. They separate advice from legal guidance. They refuse to complete SPDs for their clients. And they treat known facts, no matter how minor, as potential liabilities until proven otherwise.

Your job is not just to facilitate a transaction.
It’s to manage risk, yours and your client’s.

And in Colorado, that means:

• Recognizing that actual knowledge = duty to disclose
• Treating the SPD as seller speech, not broker commentary
• Reinforcing that the buyer has an obligation to investigate
• Documenting your recommendations to seek expert advice
• And if needed, disclosing material facts even if your client doesn’t want you to

These practices don’t make the deal easier. They make your business defensible.

So when the cracks show up, literally or figuratively, you’re not scrambling for cover. You’re standing on solid ground.

The Three Pillars of Broker Risk Management in Colorado

This isn’t about fearmongering. It’s about professionalizing.

Colorado real estate isn’t a casual sales gig. It’s a licensed profession, governed by statutes, administrative rules, and Commission guidance. And the line separating a career of growth from a courtroom battle often comes down to how rigorously you execute three key pillars of risk management: contractual clarity, statutory duty, and disclosure discipline.

1. Master the Inspection–Resolution–Termination Sequence

The Inspection Objection (Section 10.3), Resolution (10.4), and Termination (10.5) provisions in Colorado’s Contract to Buy and Sell Real Estate are not paperwork formalities. They are legal mechanisms that protect your clients, and, when used correctly, they also protect you.

These clauses allow buyers to raise concerns, negotiate repairs, and exit contracts if needed. But too often, brokers misuse or overlook them entirely. Vague language like “Seller to fix plumbing” is an open invitation for future litigation. Precise language such as “Seller to replace 15 feet of ABS sewer line under west side of home per XYZ Plumbing invoice dated MM/DD/YYYY” is defensible. Courts look for detail, documentation, and signatures. E&O carriers do too.

One of the most common themes in litigation I’ve reviewed is not broker inaction, it’s a failure to document the action. Verbal agreements go unconfirmed. Objections are never followed by formal resolutions. Deals close with unresolved inspection items because “everyone just agreed verbally.” That’s not how you survive a deposition.

In our brokerage, we require every resolution to be in writing, signed by both parties, and tied to an expert recommendation or invoice. We also strongly advise every broker to carry business liability insurance and a $2 million umbrella policy. Building wealth through an amazing real estate career is meaningless if a single claim can erase it.

2. Use CP-27, and Other CREC Position Statements, Like an Operating Manual

Too many brokers treat CP-27 as optional reading. That’s a mistake. It is one of the most important documents a Colorado broker can study.

CP-27 clarifies a fundamental truth: The SPD is the seller’s disclosure, not the broker’s. You may deliver it, you may collect it, but you may never complete it for the seller. Doing so exposes you to personal liability.

C.R.S. § 12-10-404(2)(a) reinforces this duty. Brokers must disclose all adverse material facts actually known to them, regardless of whether those facts appear in the SPD. If the seller omits a known material issue and the broker is aware of it, the broker has an independent legal duty to disclose.

And no, there’s no exception for trying to “keep the deal together.”

Best practice? Teach your brokers to treat the SPD and the broker disclosure as parallel but separate tools. The seller speaks through the SPD. The broker discloses independently, in writing, whenever they possess knowledge that could influence a buyer’s decision.

CP-27 is just the beginning. CREC’s other position statements are equally vital. CP-13 (multiple offers), CP-12 (new construction), CP-21 (broker purchasing property), and CP-30 (multiple counterproposals) should be part of every firm’s training schedule. If your office is only referencing these when a problem surfaces, you’re behind the curve.

3. Know, and Enforce, Your Statutory Duties Under C.R.S. § 12-10-404

C.R.S. § 12-10-404 outlines the fiduciary duties required of all licensees in Colorado. It’s not a theoretical framework, it’s the legal yardstick against which your conduct will be measured in court or arbitration.

These duties include:

• Exercising reasonable skill and care
• Disclosing known adverse material facts
• Advising clients to seek expert counsel when matters fall outside your scope
• Practicing fair and honest dealing
• Maintaining proper accounting of all funds and documents

Let’s zero in on a common failure: misrepresenting expertise.

You’re showing a home. The buyer asks, “Is that basement crack a big deal?” You respond, “That’s nothing to worry about.”

Now you’ve become the structural engineer of record, and you’ll be held to that standard.

Instead, say: “That’s outside my scope. I recommend you consult a structural engineer. I’ll email you that recommendation now.” Put it in writing. Save the email. Document that advice. These are not just best practices, they are lifelines in litigation.

When the Seller Refuses to Disclose, But the Broker Must

This is where theory meets reality. Sellers often resist full transparency:

“Don’t bring up the old sewer backup, it hasn’t happened in years.” “Let’s leave the prior roof issue off the SPD. It’s fixed now.”

And too often, brokers fold under pressure.

But under Colorado law, a broker’s duty to disclose is independent of the seller’s preferences. Section 5.2 of the Exclusive Right-to-Sell Agreement obligates the broker to comply with § 12-10-404. Section 7.4 requires the seller to disclose material facts to the broker. If the seller refuses, and the broker doesn’t disclose, both are potentially liable, but the broker is especially exposed, because their statutory duty is non-delegable.

Here’s how to handle it:

1. Counsel the Seller. Calmly explain the legal risks of nondisclosure, referencing the statute and the listing agreement.
2. Document the Discussion. Email a written summary: “As discussed, you indicated you did not wish to disclose [issue]. I explained I am obligated under Colorado law to do so.”
3. Disclose or Walk. If the issue is material and the seller still refuses, your only options are to disclose, possibly damaging the relationship, or withdraw from the listing.

There is no safe third path.

The SPD Is Not a Shield, It’s a Trigger

The Seller’s Property Disclosure is not a legal defense for the broker. It is the seller’s representation of what they know. The broker’s standard is entirely separate. Too many brokers still believe that a clean SPD clears them of liability. It does not.

When a broker knows of a material fact and says nothing, because “it wasn’t in the SPD”, they may be in breach of fiduciary duty, liable for misrepresentation, and exposed to civil claims.

Your protection is not in the SPD. It’s in what you knew, what you said, and what you documented.

If the SPD says nothing, and you know something, disclose it. If the seller omits, and you remain silent, you’re on the hook.

This is the real work of a fiduciary. Not closing deals. Protecting people, and protecting yourself.

Where Broker Duty Collides with the Listing Agreement

It’s one thing to understand that a broker has a duty to disclose. It’s another to know where that duty is written, and what happens when it’s tested.

The Colorado Exclusive Right-to-Sell Listing Contract is more than a marketing agreement. It’s a contract that encodes legal obligations on both the brokerage and the seller. Two sections are especially critical when it comes to disclosure:

• Section 5.2 obligates the broker to comply with C.R.S. § 12-10-404, which includes the non-negotiable duty to disclose all adverse material facts actually known to the broker.
• Section 7.4 places an affirmative duty on the seller to disclose all adverse material facts known to them, to the broker.

These aren’t aspirational guidelines. They’re enforceable contractual and statutory duties. They also form the legal framework for how risk is shared, and where liability ultimately lands.

So what happens when those duties clash?

When the Seller Won’t Disclose, and the Broker Knows

This is where brokerage relationships become legally and ethically fragile.

Let’s take a common scenario: A seller casually mentions that their basement had a minor flood during a heavy storm five years ago, but insists it was cleaned up and hasn’t occurred since. “No big deal,” they say. “Please don’t put that in the listing.”

Then, on the Seller’s Property Disclosure, they check “No” under previous water issues.

As the listing broker, you now possess actual knowledge of a fact that may influence a buyer’s decision to purchase, or the price they’d be willing to pay. Whether or not the issue was minor, you’re now operating under a statutory obligation to disclose.

If you don’t, and the buyer later discovers a drainage issue that leads to flooding, you, not the seller, will be the first party named in a lawsuit. Why? Because your duty to disclose under C.R.S. § 12-10-404 is independent, non-delegable, and in writing.

In other words, the SPD can say one thing, but your brain says another. You are held accountable for what you know.

How to Resolve Disclosure Conflicts with the Seller

This situation is uncomfortable, but it’s also where the law is crystal clear, and where your professionalism is tested. You have three legitimate paths forward:

1. Counsel First, Then Clarify

Sit down with your seller and calmly explain what the law requires. Don’t editorialize. Reference C.R.S. § 12-10-404(2)(a) and Section 5.2 of your listing agreement. Make it clear: This isn’t optional. Disclosure protects everyone involved, including the seller.

Sellers often push back because they misunderstand the purpose of disclosure. They believe that acknowledging a past defect devalues the home. But in reality, failing to disclose is far more damaging, especially when the issue eventually surfaces. And in residential real estate, everything surfaces.

“You’re not just disclosing a defect,” you might explain. “You’re demonstrating credibility, and that increases trust and price.”

2. Document Everything in Writing

After every conversation about a potential disclosure issue, follow up in writing.

A simple email like this creates a crucial paper trail:

“Per our discussion on Tuesday, you shared that the basement experienced water intrusion in 2019. I advised that this constitutes a material fact under Colorado law and should be disclosed. Please let me know if you will be updating the SPD or if you prefer that I disclose it directly.”

This protects you if the seller changes their story, or if legal questions arise down the line. In court, judges and regulators don’t care what you meant to do. They care what you wrote down.

3. Disclose, Or Walk Away

If the seller still refuses, your legal obligation remains. You must either:

• Disclose the known fact in writing to the buyer or buyer’s broker, regardless of the seller’s wishes, or
• Withdraw from the listing and document why.

Here’s the test I teach every new broker we onboard:

“If I disclose this and the seller fires me, will I sleep at night?”
If the answer is yes, disclose it.
If the answer is no, you’re not in the right profession.

Being a fiduciary means sometimes walking away from the paycheck to protect your client, and yourself.

Real-World Scenario

A listing broker hears from their client that the sewer line backed up during a rainstorm in 2019. The seller claims it was “a one-time issue,” handled with cleanup and no further incident. The broker notices newer carpet and fresh drywall in the basement.

The Seller’s Property Disclosure?
“No known issues with sewer or plumbing.”

At this moment, the broker has actual knowledge of a material event that could affect the buyer’s decision and the property’s value. The broker must disclose, even if the seller refuses.

The correct action is not just to advise the buyer to conduct a sewer scope, it’s to document that advice and disclose the prior backup, regardless of whether the seller believes it’s still relevant.

If the broker fails to act and the buyer experiences a sewer issue post-closing, the consequences stack up fast:

• A DORA complaint,
• A civil suit for negligent misrepresentation,
• A potential loss of license,
• And possibly, a permanent stain on the brokerage’s reputation.

When Seller Disclosure Triggers Buyer Duty

Once a seller discloses a material fact—whether in the SPD, through email, or verbally—it doesn’t end the legal risk. It shifts it. Under Colorado law, buyer due diligence becomes essential at this point. Buyers who are informed of a known issue are no longer entitled to assume everything is fine. They have a legal responsibility to investigate, inspect, and address any concerns tied to that disclosure. And if they fail to act, courts may hold them accountable for resulting damages—not the seller or the broker.

This is where many post-closing lawsuits collapse for plaintiffs. The buyer alleges misrepresentation, but discovery shows that the seller disclosed prior roof leaks or a repaired sewer line, and the buyer either waived inspections or ignored the red flag. Judges and arbitrators will often find that the buyer had constructive notice and failed in their duty to follow up. That’s a painful—and expensive—lesson to learn.

Real-World Example: Disclosure Without Investigation

In one case,  a seller disclosed that the home had experienced water intrusion in the basement six years prior, during a 100-year rain event. The SPD was updated to reflect this, and the broker encouraged the buyer to obtain a drainage inspection and foundation review. The buyer, however, chose not to. They said it wasn’t necessary since “it hadn’t happened in years.”

A number of months after closing, a heavy spring runoff caused the basement to flood again. The buyer filed a lawsuit for nondisclosure, claiming the Seller didn’t disclose the level of issue the water intrusion had presented. But the case didn’t survive the summary judgment stage. Why? Because the seller had disclosed the prior event, the broker had documented that disclosure and advised the buyer to investigate, and the buyer failed to act. The court ruled that the buyer’s own inaction voided any claim of concealment or negligence.

This underscores a vital truth: Disclosure isn’t just a legal checkbox—it’s a transfer of responsibility. Once the seller has made a known issue clear, and the broker has reinforced that knowledge, the buyer must take ownership of their own investigation. If they don’t, they may forfeit their right to relief later.  As a buyer’s broker, your duty is to counsel your client to seek the best expert advice in these circumstances.

The SPD Is Not a Shield. It’s a Trigger.

Let’s make this plain: the Seller’s Property Disclosure is a seller’s tool, not a broker’s defense. It exists to help the seller comply with their own obligations. It does not insulate the broker from their independent duty under the law.

If the SPD is blank, or worse, misleading, but the broker knows more, the broker must disclose what they know. Every time. In writing. Before closing.

Many of the most expensive lawsuits in Colorado real estate have followed this pattern:

• A material issue was known to someone.
• The SPD was silent.
• The broker stayed quiet.
• A lawsuit followed.

And almost without exception, the broker lost.

Written Truth Beats Verbal Promises, Every Time

If there’s one pattern I’ve seen repeatedly in court, it’s this: buyers misremember. Sellers forget. Brokers assume.

And somewhere in the middle of that confusion, an $85,000 lawsuit is born.

Never rely on memory. Train your team and your clients to treat verbal representations as meaningless. The only statements that matter in real estate are the ones committed to writing and signed.

Buyers deserve licensed inspections, not handshakes. If the roof was replaced, show the invoice. If the basement was repaired, produce the contractor’s report. Good records are not just marketing, they are your legal armor.

Seller Pre-Inspections: The Underrated Risk Tool

There’s a growing trend, especially among luxury and older properties, of offering seller-paid pre-inspections before going to market. And for good reason.

Pre-inspections:

• Reduce renegotiation risk
• Enhance buyer confidence
• Arm the seller with defensible disclosures
• Protect brokers from “should-have-known” allegations

We don’t mandate pre-inspections in our firm, but we strongly encourage them for properties over 30 years old, those with known water issues, or homes sold by estates or absentee owners.

One phrase I use with sellers:

“This is your insurance policy. You control the story now, rather than having to explain it later.”

Why This All Matters

Disclosure is the dividing line between honest brokerage and legal negligence. And no form, no matter how thorough, can replace your professional judgment and duty.

The Exclusive Right-to-Sell Listing Contract doesn’t just give you the right to market the home. It binds you to legal and ethical standards that demand clarity, integrity, and courage. When in doubt, disclose. When uncertain, document. When pressured, walk away.

Because the job isn’t to close the deal.

It’s to do it right, and protect everyone involved.

How This Can Bankrupt an Broker

When an broker willfully withholds a known adverse material fact, or is accused of doing so, it can trigger multiple layers of exposure:

1. E&O Denial of Coverage
   Most E&O policies exclude acts of fraud, gross negligence, or intentional misrepresentation.
   If the broker is found to have known about a defect and failed to disclose it, and especially if it can be shown they advised the seller not to disclose or “left it off the radar,” the insurer may refuse to defend or indemnify.
   That means attorney fees, court costs, settlements, and judgments fall squarely on the broker.
2. Personal Liability
   If a buyer sues and wins a judgment beyond policy limits, or if E&O doesn’t cover it at all, the plaintiff can go after the broker’s personal assets.
   That includes savings, investments, and yes, real property like their primary residence if not protected under applicable homestead exemption laws or asset protection structures.
3. License Disciplinary Action
   The Colorado Real Estate Commission (CREC) doesn’t care what your E&O covers. If you’ve breached C.R.S. § 12-10-404(2)(a) by failing to disclose adverse material facts actually known, they can, and will, suspend or revoke your license.

Case Law Supports the Risk

Colorado appellate courts have consistently upheld that:

• A broker who has actual knowledge of an adverse condition (e.g., prior flooding, structural movement, sewer failure) and fails to disclose it can be held personally liable, even if the seller denies or conceals the issue.
• Courts do not excuse nondisclosure based on the broker saying “I relied on the seller’s SPD.” The SPD is not a legal shield for the broker’s own knowledge.

And while materiality can be subjective, the courts are clear: if the fact would reasonably influence a buyer’s decision to purchase, or the value of the property, it’s material.

The Role of Staying Legally Literate

This is why the “Stay Legally Literate” section is not a footnote, it’s your professional seatbelt.

Every year, cases redefine the boundaries of what brokers are expected to do. Terms like:

• “Actual Knowledge” – What the broker truly knew or observed.
• “Should Have Known” – What a reasonable broker in that situation would have inferred based on the evidence.
• “Material Fact” – Anything that would influence price, desirability, or decision to proceed.

Brokers who do not attend regular legal updates, don’t subscribe to case law digests, and fail to update their office policies are putting their financial life on the line every time they write a listing.

Protecting Yourself and Your Brokerage

Let’s be clear:

• This isn’t about being paranoid.
• It’s about being disciplined and documenting like your livelihood depends on it, because it does.

Minimum Standards for Every Brokerage Should Include:

• Annual legal update training, mandatory for all licensees.
• Internal documentation policies for when known defects arise.
• A culture of early escalation, if a broker isn’t sure what to disclose, get a second opinion and document that review.

Final Word: If you’re relying on your E&O policy to cover you in situations where you’re cutting corners, omitting disclosures, or letting the seller’s wishes override your legal duties, you’re walking into a courtroom without a shield.

And yes, people have lost their homes over it.

In Summary: This Is What Real Professionalism Looks Like

Colorado brokers aren’t just middlemen. We are licensed fiduciaries operating in one of the most tightly regulated real estate environments in the country.

And here’s the truth:
The line between a smooth transaction and a regulatory complaint often isn’t in the contract, it’s in the clarity, completeness, and courage of your disclosures.

• Reference C.R.S. § 12-10-404 and CP-27 regularly.
• Document your recommendations.
• Disclose what you know.
• Protect your license like your future depends on it. Because it does.

Want to build a real estate career that lasts?
Start with knowing the law, and having the spine to follow it.

Use C.R.S. § 12-10-404 as your personal North Star. Let CP-27 guide how you coach your sellers and guard your files. Understand that the SPD is not a shield, and that your silence can be weaponized in court.

Disclose what you know. Document everything. And stay in your lane when expertise outside your licensure is needed.

Every deal you close is a legal record. Treat it accordingly.

Your Clients Deserve Better. So Does Your Future.

Your clients trust you to protect their financial well-being, their home, their peace of mind. But there’s more at stake than just their outcomes.

Your license is your livelihood. Your name is your brand. Your integrity is your legacy.

So when the moment comes, and it always does, where you have to choose between keeping the deal together or telling the hard truth, make the choice that a courtroom, a commission, and your conscience will all be proud of.

This is not just professionalism.
This is excellence.

And it’s what this industry, and your clients, need more of.

If your current firm isn’t holding this standard, raise it. And if you’re training brokers, make this article required reading.

Author’s Note: This Article Is Not Legal Advice

The guidance presented in this article reflects best practices based on my experience as a Colorado-licensed real estate broker, educator, and consultant. It is not intended to serve as legal advice. Real estate laws, regulations, and Commission Position (CP) statements are subject to reinterpretation by the courts, and those interpretations evolve over time. A strategy that aligned with current case law last year may no longer be sufficient today.

All brokers should consult their employing broker and legal counsel before making decisions involving disclosures, contractual obligations, or risk management. If your supervising professionals give you different advice than what’s expressed here, always defer to those responsible for overseeing your license. In our firm, we adhere to these principles to protect our clients, our brokers, and the public. We also actively monitor court decisions and regulatory updates to ensure our practices remain current. You should too.

The real estate market is changing, but that doesn’t mean you can’t win. It just means you need a better game plan.

If your current advisor isn’t watching these shifts closely, it may be time for a second opinion. The next move in your real estate journey should begin with strategy—not guesswork.

For investors and homeowners looking to adapt their portfolios to today’s shifting market, strategic guidance is essential. Our expert brokers at Keller Williams Preferred Realty, LLC offers in-depth planning aligned with today’s economic realities.

Disclaimer: This article is based on data available as of July 14, 2025, Readers are encouraged to verify information independently and consult additional sources when making decisions. This content is for informational purposes only and should not be considered legal or tax advice, as the author is not a licensed attorney or tax professional.

Author: Kato J. S. Mitchell – Operating Principal; Red Zebra Holdings, Westminster Asset Holdings, Operating Principal; Keller Williams Preferred Realty, LLC, & Lead Broker; The Mitchell Team @ Keller Williams Preferred Realty, LLC

Kato J. S. Mitchell is a Denver-based real estate economist, brokerage owner, and investor with over 25 years of experience navigating Colorado’s residential and commercial property markets. A recognized Denver real estate expert, Mitchell transformed his top-producing sales team into a full-scale real estate empire.

He is the Operating Principal of Keller Williams Preferred Realty, LLC, the largest real estate office north of I-70 in Colorado, and holds a majority stake in The Preferred Insurance Network (PIN), a company designed to help clients save thousands annually in property and casualty insurance premiums.

Mitchell’s real estate firm, Keller Williams Preferred Realty, LLC remains a powerhouse in the Denver Metro market. While his firm has divisions in Residential, Luxury, Commercial, Investment, Property Management, and SSR – specializing in complex transactions including divorce, foreclosure, REO, probate/estate sales. While still practicing real estate, today, Kato dedicates much of his time to coaching agents to become trusted real estate advisors, helping clients build generational wealth through real estate.

“Our first goal is to help our clients cross the $10 million net worth threshold as quickly and responsibly as possible,” Mitchell says.

A multi-year appointee to the Colorado Real Estate Commission’s Forms Committee, Mitchell helps draft the contracts used by every licensed Realtor in the state. He was named to the Denver Business Journal’s “40 Under 40” in 2006 and is a ten-time recipient of 5280 Magazine’s Five Star Real Estate Award for Outstanding Customer Service, an honor earned by fewer than five teams in Colorado.

In addition to his work as an Entrepreneur,  Real Estate Investor, Real Estate Market Columnist, Instructor of Economics, Educator and Speaker for Investment and Realtor Groups and Colorado property market strategist, Kato is a devoted husband and proud father of three.